Tuesday, November 2, 2010

How can my credit card company help prepare me for my trip?

How can my credit card company help prepare me for my trip?
You can arrange to pay bills that will come due while you are gone.
They will be aware that you will be making charges from another country.
They will be able to give you an idea of how acceptable their credit card is in that particular country.
They can verify acceptance at certain foreign locations.
They’ll be able to see if your PIN number will work in the countries you are visiting. They can also issue you another PIN number if your current PIN is unacceptable to the foreign bank’s system.
They can explain cash advance, ATM, foreign purchase and foreign exchange rate policies and fees.
They can explain any services they offer, such as, extra insurance for your rental car, luggage or purchases. Make sure the coverage offered extends outside the United States and will be valid in all the countries where you’ll be traveling. Also, be sure to note any other exceptions.
They may need to give you another phone number to call in case you need to reach them. The 800 number listed on the back of your card may not work from foreign locations.
You can find out if they charge a currency conversion fee, so you can find the most economical card on which to place your foreign purchases.

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