Traveler Beware Company Out Of Business

Well today I received another notice regarding a cruise lines in financial trouble.
This notice gave me my idea for today’s travel trip.
I have mentioned a few times how important it is to purchase travel insurance but today I think I need to elaborate a little more.
If your travel agent does not offer you insurance, then you need to bring up the subject yourself .If for some reason they say they do not sell insurance you need to cancel your reservation and find another agent .A legitimate accredited travel agent can and will sell travel insurance.
As your agent begins explaining your options pay close attention not all policies provide company default.
This is the coverage that would pay you if your cruise lines or tour company goes out of business, goes on strike, or is bankrupted before or during your vacation.
Also another very important thing you must keep in mind is DO NOT PURCHASE YOUR INSURANCE THROUGH THE TOUR COMPANY OR CRUISE LINES THAT YOU BOOKED YOUR TRIP WITH.
This may sound funny since you are prompted to do this from the cruise lines or tour company every time you book a trip.
Let me explain why I tell you this. If you book your insurance through the cruise line or tour company it does not provide coverage if they go out of business, go on strike, or are bankrupted before or during your vacation.
Always purchase your Insurance through a third party Insurance company. When you are making this purchase be sure that your agent checks with the insurance company to be certain your cruise line or tour company are on their insurable list.
Your agent will provide you with an insurance card. This card has the insurance companies phone number and an emergency number incase you have problems during your trip. If you do encounter problems call your insurance company first they will advise you on what steps need to be taken. Then call your travel agent he or she will be able to assist in figuring things out.
If you have any questions or need to purchase trip insurance please visit http://www.dmttravel.com you can contact me directly through the site.